Can you keep your own therapist?
Check how your cover may affect therapist choice
This checker provides general questions to take to your provider. It cannot determine your eligibility, referral or authorisation requirements, payment route, documentation needs or reimbursement amount. Select a provider on the interactive checker for the relevant guide, then confirm your individual policy terms before booking. Can I use my Simplyhealth cover to choose my own therapist? Whether therapy is eligible, whether referral or authorisation is required, how payment is handled and whether any amount is reimbursed depend on your individual Simplyhealth policy. Confirm the current terms directly with Simplyhealth before booking. Can I use my Westfield Health cover to choose my own therapist? Whether therapy is eligible, whether referral or authorisation is required, how payment is handled and whether any amount is reimbursed depend on your individual Westfield Health policy. Confirm the current terms directly with Westfield Health before booking. Can I use my Health Shield cover to choose my own therapist? Whether therapy is eligible, whether referral or authorisation is required, how payment is handled and whether any amount is reimbursed depend on your individual Health Shield policy. Confirm the current terms directly with Health Shield before booking. Can I use my BHSF cover to choose my own therapist? Whether therapy is eligible, whether referral or authorisation is required, how payment is handled and whether any amount is reimbursed depend on your individual BHSF policy. Confirm the current terms directly with BHSF before booking. Can I use my Cigna cover to choose my own therapist? Whether therapy is eligible, whether referral or authorisation is required, how payment is handled and whether any amount is reimbursed depend on your individual Cigna policy. Confirm the current terms directly with Cigna before booking. Can I use my Allianz Care cover to choose my own therapist? Whether therapy is eligible, whether referral or authorisation is required, how payment is handled and whether any amount is reimbursed depend on your individual Allianz Care policy. Confirm the current terms directly with Allianz Care before booking. Can I use my Healix cover to choose my own therapist? Whether therapy is eligible, whether referral or authorisation is required, how payment is handled and whether any amount is reimbursed depend on your individual Healix policy. Confirm the current terms directly with Healix before booking. Can I use my WPA cover to choose my own therapist? Whether therapy is eligible, whether referral or authorisation is required, how payment is handled and whether any amount is reimbursed depend on your individual WPA policy. Confirm the current terms directly with WPA before booking. Can I use my Vitality cover to choose my own therapist? Whether therapy is eligible, whether referral or authorisation is required, how payment is handled and whether any amount is reimbursed depend on your individual Vitality policy. Confirm the current terms directly with Vitality before booking. Can I use my Aviva cover to choose my own therapist? Whether therapy is eligible, whether referral or authorisation is required, how payment is handled and whether any amount is reimbursed depend on your individual Aviva policy. Confirm the current terms directly with Aviva before booking. Can I use my Bupa cover to choose my own therapist? Whether therapy is eligible, whether referral or authorisation is required, how payment is handled and whether any amount is reimbursed depend on your individual Bupa policy. Confirm the current terms directly with Bupa before booking. Each answer is general guidance, not a coverage decision. Your provider remains responsible for deciding eligibility, reimbursement and payment timing under your individual policy. Not medical or financial advice. A free 15-minute consultation is available at /start/, and you can also read the health cash-plan guide at /fees-health-cash-plans-cbt/.
Frequently asked questions
Can I use my Simplyhealth cover to choose my own therapist?
Whether therapy is eligible, whether referral or authorisation is required, how payment is handled and whether any amount is reimbursed depend on your individual Simplyhealth policy. Confirm the current terms directly with Simplyhealth before booking.
Can I use my Westfield Health cover to choose my own therapist?
Whether therapy is eligible, whether referral or authorisation is required, how payment is handled and whether any amount is reimbursed depend on your individual Westfield Health policy. Confirm the current terms directly with Westfield Health before booking.
Can I use my Health Shield cover to choose my own therapist?
Whether therapy is eligible, whether referral or authorisation is required, how payment is handled and whether any amount is reimbursed depend on your individual Health Shield policy. Confirm the current terms directly with Health Shield before booking.
Can I use my BHSF cover to choose my own therapist?
Whether therapy is eligible, whether referral or authorisation is required, how payment is handled and whether any amount is reimbursed depend on your individual BHSF policy. Confirm the current terms directly with BHSF before booking.
Can I use my Cigna cover to choose my own therapist?
Whether therapy is eligible, whether referral or authorisation is required, how payment is handled and whether any amount is reimbursed depend on your individual Cigna policy. Confirm the current terms directly with Cigna before booking.
Can I use my Allianz Care cover to choose my own therapist?
Whether therapy is eligible, whether referral or authorisation is required, how payment is handled and whether any amount is reimbursed depend on your individual Allianz Care policy. Confirm the current terms directly with Allianz Care before booking.
Can I use my Healix cover to choose my own therapist?
Whether therapy is eligible, whether referral or authorisation is required, how payment is handled and whether any amount is reimbursed depend on your individual Healix policy. Confirm the current terms directly with Healix before booking.
Can I use my WPA cover to choose my own therapist?
Whether therapy is eligible, whether referral or authorisation is required, how payment is handled and whether any amount is reimbursed depend on your individual WPA policy. Confirm the current terms directly with WPA before booking.
Can I use my Vitality cover to choose my own therapist?
Whether therapy is eligible, whether referral or authorisation is required, how payment is handled and whether any amount is reimbursed depend on your individual Vitality policy. Confirm the current terms directly with Vitality before booking.
Can I use my Aviva cover to choose my own therapist?
Whether therapy is eligible, whether referral or authorisation is required, how payment is handled and whether any amount is reimbursed depend on your individual Aviva policy. Confirm the current terms directly with Aviva before booking.
Can I use my Bupa cover to choose my own therapist?
Whether therapy is eligible, whether referral or authorisation is required, how payment is handled and whether any amount is reimbursed depend on your individual Bupa policy. Confirm the current terms directly with Bupa before booking.