How to Use a Health Cash Plan for Therapy

Can I use a health cash plan for therapy?

Yes. Health cash plans such as Simplyhealth, Medicash, Health Shield and WPA reimburse you a fixed amount each year towards therapy or counselling. You pay the therapist, then claim the money back, usually with no GP referral needed. The key thing to know: the allowance resets each year and does not roll over. Cash plans are quietly one of the best-value ways to access therapy, and also the most wasted. In eleven years I have met so many people paying into a plan every month, sitting on an allowance they never claimed. Written by Sanah Younis, BABCP-accredited CBT therapist at The Lyceum, West London.