The Lyceum

The £65 Question

Specialist CBT therapy for anxiety, OCD, depression and more in West London

A health cash plan can look like a simple practical benefit until using it means acknowledging that something has been difficult for longer than anyone can see. The question is not whether someone has earned help. It is whether the route in front of them is clear enough to use. The policy wording and the provider's confirmation govern whether therapy is covered, which practitioner criteria apply and how a claim works. Asking how a benefit operates is not a commitment to treatment. It replaces a vague possibility with usable information. A benefit is an administrative funding question; whether a particular service is appropriate is a separate assessment led clinical question.

Frequently asked questions

Can a health cash plan contribute to therapy costs?

Some plans may contribute to eligible therapy or counselling costs, but benefits, limits, practitioner criteria and claims steps differ. Confirm the details directly with your provider before booking.

Does a health cash plan tell me whether I need therapy?

No. A benefit is an administrative funding question. Whether a particular service is appropriate is a separate assessment led clinical question.

Related pages

  • Using a health cash plan for therapy
  • Private medical insurance and therapy
  • Contact The Lyceum Clinic
  • CBT therapy services
  • CBT for anxiety
  • CBT and ERP for OCD
  • Clinical guides
  • Clinical blog
  • How CBT works
  • Book a free 15 minute consultation
  • The Technique Is the Engine. The Relationship Is the Tracks.
  • Thanking the critic instead of fighting it
  • The ADHD that does not look like ADHD
  • The body keeps the score, and so does the diary

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Written by Sanah Younis, BABCP accredited CBT Therapist at The Lyceum Clinic.

Last clinically reviewed: 14 August 2026

Clinical information on this page is general and does not replace personalised assessment. If you are in immediate danger, call 999 or attend A&E.

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